Empowering your financial future with Newburyport Bank

A smiling couple sits close together on a couch, looking at a laptop. The living room is bright and decorated with a piano, lamp, and framed art.

Build financial confidence with Newburyport Bank

At Newburyport Bank, we believe that financial confidence starts with knowledge. Whether you’re planning for major life milestones like welcoming a new baby, getting married, or preparing for retirement, or you’re looking for guidance on borrowing, credit, budgeting, and saving, we’re here to help.

As your community bank, we are committed to providing the tools, resources, and trusted expertise you need to make informed financial decisions—because your success is our priority.

We’re also proud to partner with The River to bring financial literacy to more individuals and families throughout our community. To our River listeners—thank you for visiting and trusting Newburyport Bank as a resource on your financial journey. Together, we’ll navigate life’s financial moments with confidence and clarity.

Explore our financial literacy resources and take the next step toward a stronger financial future today.

Lifestyle Changes

Planning a Wedding

Planning a wedding within your budget is challenging but rewarding. This interactive tool helps you estimate costs specific to your plans — from venue and guest count to catering.

Start Planning

Cost of Baby’s First Year

Adding a child to your family takes careful financial planning. From parental leave to supplies and medical costs get a clearer picture of what to expect in that first year.

Get Prepared

Buying a Home

Thinking about buying a home? The most realistic place to start is with the costs — down payments and mortgage pre-approval to closing costs and whether buying is right for you.

Start your Search

Retirement

Retirement Calculator

It’s critical to begin saving for retirement as early as possible. This calculator shows how much you need to save now to maintain your current standard of living when you retire.

Run the Numbers

Transitioning to Retirement

Transitioning to retirement takes planning and preparation. Whether you have a pension or a 401(k) learn how to navigate your options and set yourself up for financial success.

Plan your next chapter

Retirement Funds

Not sure whether a Traditional or Roth retirement account is right for you? This guided tool walks you through both and shows how each affects your personal retirement savings.

Find the Right Fit

Borrow & Credit

How to Manage Your Debt

There isn’t just one reason people fall into debt — and solutions aren’t one-size-fits-all. Discover practical strategies like the debt snowball and avalanche methods to take back control.

Take Control

Personal Loan Calculator

See how loan amount and interest rate affect your monthly payment — and find out how much you can save by paying a little extra each month.

Run the Numbers

Using Credit

Borrowing money makes it possible to afford things you couldn’t otherwise — but it’s important to understand what you’re signing up for to avoid falling into overwhelming debt.

Brush Up on the Basics

Saving

Saving Accounts

From regular savings accounts to money market accounts and CDs — learn how different savings options work and which one is the right fit for your financial goals.

Compare Your Options

Is the Money in My Account Safe?

Your bank is one of the safest places to store your money. Thanks to FDIC and NCUA insurance at least $250000 of your deposits are protected — here’s how it works.

See How You’re Protected

4 Tips for Using Peer-to-Peer Payment Apps

Apps like Venmo and Zelle are fast and convenient — but they aren’t risk-free. Learn what to watch out for before you hit send.

Stay Smart & Safe

Budgeting

Handling High Inflation

High inflation means rising prices and tighter budgets. Learn how to identify expenses you can cut and find ways to stretch your income when the cost of everything is going up.

Make a Plan

Income and Expenses

Adding a child to your family takes careful financial planning. From parental leave to supplies and medical costs get a clearer picture of what to expect in that first year.

Build your budget

50/30/20 Rule

Thinking about buying a home? The most realistic place to start is with the costs — down payments and mortgage pre-approval to closing costs and whether buying is right for you.

Try this approach