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Christine Morency

VP, Senior Residential Loan Officer


Favorite Home Buyer Tip: Remember, you can refinance a higher-rate mortgage when rates go down or pay extra on your mortgage (pre-pay) without penalty.

A lover of nature and certified Reiki master, Chris knows how to stay calm and focused. That’s why when customers come to her worried about rising rates or lack of inventory, she knows just what to do. “I invite them to talk to me and ask any questions – even after they close,” she shares.

Building personal relationships on trust

Talking to people is just something that comes naturally to Chris, and what she believes is one of the biggest benefits of working with a community bank. “You can actually pick up the phone or stop in to talk to us. My clients know I am there to help them and trust that I can get them a good rate and the deal done.”

Chris particularly likes helping customers with construction loans. “They’re a lot more work, but I love guiding my customers through the plans and specs and seeing the end result – their dream home.”

Lending her time in the community

Chris’ dedication to helping others extends far beyond her work. She’s a proud 20-year volunteer for the MSPCA and a teaching volunteer for the Newburyport Adult Education Program.