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Banking that comes to you.

An all-in-one solution for your business: checking, savings, and a whole suite of cash management services.
Keep control of your cash flow—and improve your business’s cash position—when you use Newburyport Bank’s business checking, savings, and cash management services.

Business Checking Accounts

Your business is unique, and you need a checking account to meet your unique needs. Choose the account that’s right for you based on your transaction volume and account requirements.

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CORPORATE CHECKING
IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…	You have a high volume of transactions and can maintain a larger balance.
BENEFITS & FEATURES	Earning credits allowance Deposits insured in full by FDIC and DIF
LIMITS AND FEES (AND HOW TO AVOID THEM)	$12 monthly service charge
WHAT YOU NEED TO OPEN	Bring the following: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Completed business questionnaire Business certificate
	Open Now!
BUSINESS CHECKING
IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…	Your balance fluctuates from month to month and you have a moderate transaction volume.
BENEFITS & FEATURES	No minimum balance required No monthly maintenance fee 300 free items paid/deposited per statement cycle Deposits insured in full by FDIC and DIF
LIMITS AND FEES (AND HOW TO AVOID THEM)	$0.50 for each transaction over 300 each month
WHAT YOU NEED TO OPEN	Bring the following: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Completed business questionnaire Business certificate
	Open Now!
FREEDOM BUSINESS CHECKING
ITS THE RIGHT CHECKING ACCOUNT FOR YOU IF…	You are a business owner who is a first responder, veteran (active or retired) or spouse of a military member or veteran
BENEFITS & FEATURES	No minimum balance required No monthly maintenance fee 300 free items paid/deposited per statement cycle Deposits insured in full by FDIC and DIF
LIMITS AND FEES (AND HOW TO AVOID THEM)	$0.50 for each transaction over 300 each month
WHAT YOU NEED TO OPEN	Bring the following: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Completed business questionnaire Business certificate
	Visit one of our branches!

	Corporate Checking	Business Checking	Freedom Business Checking
It’s the right checking account for you if…	You have a high volume of transactions and can maintain a larger balance.	Your balance fluctuates from month to month and you have a moderate transaction volume.	You are a business owner who is a first responder, veteran (active or retired) or spouse of a military member or veteran
Benefits & features	Earning credits allowance Deposits insured in full by FDIC and DIF	No minimum balance required No monthly maintenance fee 300 free items paid/deposited per statement cycle Deposits insured in full by FDIC and DIF	No minimum balance required No monthly maintenance fee 300 free items paid/deposited per statement cycle Deposits insured in full by FDIC and DIF
Limits and fees	$12 monthly service charge	$0.50 for each transaction over 300 each month	$0.50 for each transaction over 300 each month
What you need to open	You will need: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Completed business questionnaire Business certificate	You will need: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Completed business questionnaire Business certificate	Bring the following: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Completed business questionnaire Business certificate
	Open Now!	Open Now!	Visit one of our branches!

Business Savings Accounts

As a business owner, you always have to have one eye on the future. A business savings account helps you stay prepared for upcoming purchases or unplanned costs that come up. Whether you’re a small business that can only save a little, or a larger business that can save more, we can help.

BUSINESS SAVINGS
IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…	You want a straightforward business savings account.
BENEFITS & FEATURES	Interest-bearing account Capable of receiving direct deposit Withdrawal flexibility No minimum balance required Deposits insured in full by FDIC and DIF
LIMITS AND FEES (AND HOW TO AVOID THEM)	$10 to open an account
WHAT YOU NEED TO OPEN	Bring the following: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Business certificate
	Open Now!
BUSINESS MONEY MARKET ACCOUNT
IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…	You have at least $2,500 and want to earn a premium interest rate to grow your businesss funds.
BENEFITS & FEATURES	High-yield, interest-bearing account Withdrawal flexibility Deposits insured in full by FDIC and DIF
LIMITS AND FEES (AND HOW TO AVOID THEM)	$2,500 to open account Maintain a minimum balance of $2,500 to avoid $10 monthly service charge
WHAT YOU NEED TO OPEN	Bring the following: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Business certificate
	Open Now!

	BUSINESS Savings	Business Money Market Account
It’s the right savings account for you if…	You want a straightforward business savings account.	You have at least $2,500 and want to earn a premium interest rate to grow your business’s funds.
Benefits & features	Interest-bearing account Capable of receiving direct deposit Withdrawal flexibility No minimum balance required Deposits insured in full by FDIC and DIF	High-yield, interest-bearing account Withdrawal flexibility Deposits insured in full by FDIC and DIF
Limits and fees (and how to avoid them)	$10 to open an account	$2,500 to open account Maintain a minimum balance of $2,500 to avoid $10 monthly service charge
What you need to open	You will need: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Business certificate	You will need: Incorporated Business Business name EIN of the business Completed business questionnaire Articles of incorporation Sole Proprietor Owner's name Business name Business certificate
	Open Now!	Open Now!

Business Checking + Savings + Cash Management

Once you enroll in the accounts that best support your size, needs, and ambitions,
you have access to a full suite of cash management services to help you weather
the storms better and take advantage of opportunity.

Business Savings

A straightforward interest-bearing savings account. $10 to open. Business Money Market Account: Earn a premium interest rate. $2,500 to open.

Cash Management

Merchant services
Remote deposit capture
Positive Pay
Direct payroll deposit
Wire transfers
Online and mobile banking

Better Financial Management

With cash management tied to your business checking account, you have an all-in one solution to manage the movement of money coming into your business and money going out. It’s the path to improved clarity, security, efficiency, and cash position. This is how you set your operation on the course for long-term success.
Business Money Market Account: Earn a premium interest rate. $2,500 to open.

Business Checking Accounts

Open an Account

Our Team

Commercial Loans

Banking that comes to you.

Business Checking Accounts

Business Savings Accounts

Business Checking + Savings + Cash Management

Business Savings

Cash Management

Better Financial Management