Deposit Rates

The Latest Rates for CDs, Checking and Savings Accounts

You hustle hard every day. We believe your money should work just as hard.

Rates as of March 31, 2025

Certificate of Deposit Special

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* The Annual Percentage Yield (APY) for the 9-month Certificate of Deposit (CD) is 4.15% as of Rates as of March 31, 2025. The minimum balance to open the account is $2,500. No minimum balance required to earn stated APY. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF. This product is not available for Individual Retirement Account (IRA).

Certificates of Deposit

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* = Daily Compounding  ** = Simple Interest  This is a consumer product. There is a substantial penalty for early withdrawal.  Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

IRAs

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* = Daily Compounding This is a consumer product. Minimum balance to open is $500. No minimum balance required to earn stated APY. A penalty will be imposed for early withdrawal from IRA.  Fees could reduce earnings. Rates are subject to change without notice. IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

NOW Account

*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $100.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Rewards Checking Account

This is a consumer product.
*The Annual Percentage Yield (APY) is 4.00% as of 3/1/25. Balances up to and including $15,000.00 will earn an APY of 4.00%, balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of $100 or more, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings. 

Lifeline 18/65 Checking Account

*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Freedom Checking Account

This is a consumer product. Minimum balance to open is $10.00. No minimum balance required to earn stated APY. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Passbook Savings Account

*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Statement Savings Account

*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.