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Checking Accounts

Home Personal Checking

Choose the Account that Best Fits Your Life

Your path through life is unique, just like your finances. It deserves a checking account that helps you manage and maximize your money.

All of our checking accounts come with:

  • ATM/Debit Card
  • Online Banking
  • Text Banking
  • Mobile Banking
  • Mobile Deposit
  • Bill Pay
  • Money Management
  • Purchase Rewards

Savings

Everyone wants to feel secure. A savings account helps you save for a better future.


Checking Accounts

See our latest checking account rates!

       
Checking Accounts
This account is for you if...
Free Personal Checking

You need a basic checking account with no fees and access to online/mobile banking tools.

Lifeline 18/65

You are 18 or younger OR 65 and older and need an account with few restrictions and online/mobile tools.

Rewards Checking

You want to earn interest on your checking account and be reimbursed for foreign ATM fees.

Student Checking

You are a student on a journey to independence.

Benefits & Features
Free Personal Checking

No monthly fee or minimum balance

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

Lifeline 18/65

No monthly fee or minimum balance

Interest-bearing account

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

Rewards Checking

No monthly fee

Foreign ATM fees can be reimbursed up to $20

 

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

Student Checking

Reimbursement of up to $20 in foreign ATM fees per monthly statement cycle.

 

Round up your debit card purchases to the nearest dollar, and deposit the difference into your savings account.

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

Limits and Fees (and how to avoid them)
Free Personal Checking

$10 required to open the account

No monthly fee to worry about!

Lifeline 18/65

$10 to open account

No monthly fee to worry about!

Rewards Checking

Account requirements to earn 4.00% APY2 and up to $20 foreign ATM surcharge fees reimbursed.3 (If criteria not met, account will earn 0.01%)

Student Checking

No monthly maintenance fee!

No minimum balance!

How to open4
Free Personal CheckingOpen Now!
Lifeline 18/65Open Now!
Rewards CheckingVisit one of our branches!
Student CheckingOpen Now!
Checking Accounts
Free Personal CheckingLifeline 18/65Rewards CheckingStudent Checking
This account is for you if...

You need a basic checking account with no fees and access to online/mobile banking tools.

You are 18 or younger OR 65 and older and need an account with few restrictions and online/mobile tools.

You want to earn interest on your checking account and be reimbursed for foreign ATM fees.

You are a student on a journey to independence.

Benefits & Features

No monthly fee or minimum balance

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

No monthly fee or minimum balance

Interest-bearing account

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

No monthly fee

Foreign ATM fees can be reimbursed up to $20

 

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

Reimbursement of up to $20 in foreign ATM fees per monthly statement cycle.

 

Round up your debit card purchases to the nearest dollar, and deposit the difference into your savings account.

Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

Limits and Fees (and how to avoid them)

$10 required to open the account

No monthly fee to worry about!

$10 to open account

No monthly fee to worry about!

Account requirements to earn 4.00% APY2 and up to $20 foreign ATM surcharge fees reimbursed.3 (If criteria not met, account will earn 0.01%)

No monthly maintenance fee!

No minimum balance!

How to open4Open Now!Open Now!Visit one of our branches!Open Now!

1Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee

2 APY = Annual Percentage Yield

3The Annual Percentage Yield (APY) is 4.00% as of 2/1/25. Balances up to and including $15,000.00 will earn an APY of 4.00%, and balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. The minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings. 

4Opening an account online or in person requires a valid photo ID. If using a passport or valid photo ID that has the incorrect physical address you need to provide one of the following for proof of address: Bill, mail, car insurance, bank statement, rental agreement, or new mortgage statement.

Online Services

Financial freedom isn't just about having enough money, but being in control. Online and mobile banking provides 24/7 access to your accounts and the tools to help you manage your money on your terms. Bank anytime.

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Mortgage Rates

Speak to one of our experienced loan officers about interest rates and financing options.

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