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Choose the Account that Best Fits Your Life
Your path through life is unique, just like your finances. It deserves a checking account that helps you manage and maximize your money.
All of our checking accounts come with:
- ATM/Debit Card
- Online Banking
- Text Banking
- Mobile Banking
- Mobile Deposit
- Bill Pay
- Money Management
- Purchase Rewards
Savings
Everyone wants to feel secure. A savings account helps you save for a better future.
Checking Accounts
See our latest checking account rates!
Checking Accounts |
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This account is for you if... |
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Free Personal Checking | You need a basic checking account with no fees and access to online/mobile banking tools. |
NOW Account | You want to boost your money with interest without having to keep a super high balance. |
Freedom Checking | This account provides benefits fitting of a veteran or first responder. Accountholder must be a first responder, an active, retired, or spouse of a military member or veteran. |
Lifeline 18/65 | You are 18 or younger OR 65 and older and need an account with few restrictions and online/mobile tools. |
Rewards Checking | You want to earn interest on your checking account and be reimbursed for foreign ATM fees. |
Student Checking | You are a student on a journey to independence. |
Benefits & Features |
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Free Personal Checking | No monthly fee or minimum balance Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
NOW Account | Interest is earned from the day of deposit Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
Freedom Checking | No monthly fee or minimum balance Interest bearing Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
Lifeline 18/65 | No monthly fee or minimum balance Interest-bearing account Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
Rewards Checking | No monthly fee Foreign ATM fees can be reimbursed up to $20 Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
Student Checking | Reimbursement of up to $20 in foreign ATM fees per monthly statement cycle. Round up your debit card purchases to the nearest dollar, and deposit the difference into your savings account. Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
Limits and Fees (and how to avoid them) |
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Free Personal Checking | $10 required to open the account No monthly fee to worry about! |
NOW Account | $100 required to open account Min Balance Fee- A minimum balance fee will be imposed in every statement cycle if the daily balance on any day of the statement cycle falls below $500. The Min Balance Fee and Charge per check are waived if the account receives a direct deposit or maintains a $500 or more daily balance during the statement cycle. |
Freedom Checking | $10 to open account No monthly fee to worry about! |
Lifeline 18/65 | $10 to open account No monthly fee to worry about! |
Rewards Checking | Account requirements to earn 4.00% APY2 and up to $20 foreign ATM surcharge fees reimbursed.3 (If criteria not met, account will earn 0.01%) |
Student Checking | No monthly maintenance fee! No minimum balance! |
How to open4 |
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Free Personal Checking | Open Now! |
NOW Account | Visit one of our branches! |
Freedom Checking | Visit one of our branches! |
Lifeline 18/65 | Open Now! |
Rewards Checking | Visit one of our branches! |
Student Checking | Open Now! |
Checking Accounts | Free Personal Checking | NOW Account | Freedom Checking | Lifeline 18/65 | Rewards Checking | Student Checking |
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This account is for you if... | You need a basic checking account with no fees and access to online/mobile banking tools. | You want to boost your money with interest without having to keep a super high balance. | This account provides benefits fitting of a veteran or first responder. Accountholder must be a first responder, an active, retired, or spouse of a military member or veteran. | You are 18 or younger OR 65 and older and need an account with few restrictions and online/mobile tools. | You want to earn interest on your checking account and be reimbursed for foreign ATM fees. | You are a student on a journey to independence. |
Benefits & Features | No monthly fee or minimum balance Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | Interest is earned from the day of deposit Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | No monthly fee or minimum balance Interest bearing Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | No monthly fee or minimum balance Interest-bearing account Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | No monthly fee Foreign ATM fees can be reimbursed up to $20 Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | Reimbursement of up to $20 in foreign ATM fees per monthly statement cycle. Round up your debit card purchases to the nearest dollar, and deposit the difference into your savings account. Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 |
Limits and Fees (and how to avoid them) | $10 required to open the account No monthly fee to worry about! | $100 required to open account Min Balance Fee- A minimum balance fee will be imposed in every statement cycle if the daily balance on any day of the statement cycle falls below $500. The Min Balance Fee and Charge per check are waived if the account receives a direct deposit or maintains a $500 or more daily balance during the statement cycle. | $10 to open account No monthly fee to worry about! | $10 to open account No monthly fee to worry about! | Account requirements to earn 4.00% APY2 and up to $20 foreign ATM surcharge fees reimbursed.3 (If criteria not met, account will earn 0.01%) | No monthly maintenance fee! No minimum balance! |
How to open4 | Open Now! | Visit one of our branches! | Visit one of our branches! | Open Now! | Visit one of our branches! | Open Now! |
1Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee
2 APY = Annual Percentage Yield
3The Annual Percentage Yield (APY) is 4.00% as of 9/1/24. Balances up to and including $15,000.00 will earn an APY of 4.00%, and balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. The minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings.
4Opening an account online or in person requires a valid photo ID. If using a passport or valid photo ID that has the incorrect physical address you need to provide one of the following for proof of address: Bill, mail, car insurance, bank statement, rental agreement, or new mortgage statement.
Online Services
Financial freedom isn't just about having enough money, but being in control. Online and mobile banking provides 24/7 access to your accounts and the tools to help you manage your money on your terms. Bank anytime.
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Mortgage Rates
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