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Free Checking

Home Personal Checking Free Checking

No fees. No minimums. Check out Free Checking

Open a free checking account online today with just $10. With no monthly fees, no minimum balance, surcharge-free withdrawals at all SUM, MoneyPass, and Allpoint network ATMs*, our checking account is the perfect way to start your financial journey.

Open Now

Our free checking account includes:

  • ATM/Debit Card  
  • Online & Mobile Services**
  • Text Banking
  • MX Financial Management Tool
  • Purchase Rewards
Open Now   Contact Us

Online & Mobile Services

We offer all the tools you need to bank securely, right at your fingertips.

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Control your card

Set limits and freeze your debit card from your phone

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Stay secure

Keep your account safe wherever you are with Touch and Face ID

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Steer your spending

Set account alerts & budget on the go for easy money management

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Deposit anywhere, anytime

Deposit checks securely no matter where you find yourself

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Send Money with Zelle®

We've partnered with Zelle so you can quickly and securely send money to family and friends no matter where they bank in the U.S.

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Keep up-to-date

Stay notified with customized text alerts sent to your phone or email

*Non SUM, MoneyPass, and Allpoint ATM networks may charge a separate fee.
**Additional terms and conditions, as well as service provider fees, may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.